Level Up helps you decide what to do with the money you have — while still making progress toward what matters to you.
Tell us what’s coming.
Add your goals, your next payday, and expenses you already know about. Level Up keeps those pieces connected so one decision doesn’t wreck another.
Get one clear next move.
Your Coach looks at your available money, planned expenses, payday, and goal pace — then recommends the smartest action to take now.
Your Bag Score rewards habits, not wealth.
You don’t score higher because you earn more. Consistency, smart choices, goal pace, and improvement are what count. Your dollar amounts stay private from your Squad.
About 30 seconds. You can replay this anytime from Me.
Level Up
The Bag Starts Here • Beta v36.5 RC5
Available to Spend$200
Weekly Spending Limit$0
Save This Week$0
Beta v36.5 RC5 • Starting Funds validation fix.
Your Goals
NEXT BEST MOVE
Calculating…
✦ Coach
Looking at your goals, planned expenses, and payday.
Planned Expenses
Known spending that is coming up soon.
No planned expenses yet.
Payday Planner
Plan around money that is actually coming in.
▣ Payday
💡 We’ll show you how to make it to payday and what this money can do for your goals.
What If?
See how extra savings changes your highest-priority goal.
Try adding $20/week.
Your Bag Score
—
Calculating…
Based on your behavior, not how much money you have.
Recent Activity
Your latest money moves. Edit or delete mistakes anytime.
No activity yet.
✦
Your Coach
Calculating your plan…
Progress History
Weekly savings vs. target
Goals
Priority decides what gets protected first.
Your Squad
Cheer each other on without sharing balances or income.
Connecting Squad…
Pending Invites
Invites for You
No incoming invites.
What friends can see: whether you're on track, your streak, Bag Score, and improvement trend. What stays private: cash balance, income, spending amounts, and exact goal dollars.
✦
Your Coach
Try this this week
Protect your required savings first, then spend from what remains.
Log a smart choice
This demo lets us test how good decisions affect Bag Score. A real app would infer many of these from actual behavior.
My Profile
Manage your account information.
ME
Set up your profile
Add a name, email, and photo.
Cloud account
Checking secure connection…
Account ID:
Squad sharing
PRIVATE BY DEFAULT
Only pace, streaks, Bag Score, and improvement are shareable. Dollar amounts remain private.
Starting Funds
Money you already had before using Level Up. This establishes your opening balance and never counts as income earned.
How Level Up works
1
Pick a goal
Tell Level Up what you want and when you want it.
2
Plan real life
Add money coming in and expenses you already know are coming.
3
Make the next move
Your Coach turns the numbers into one clear action.
Saved on this device
Level Up stores your prototype data in this browser so closing and reopening it no longer wipes your progress.
Loading saved data…
Erase your goals, history, payday plan, expenses, and Squad data.
Private-beta feedback
Something feel confusing, broken, or surprisingly good? Capture it while it’s fresh.
BETA v36.2
Bag Score Breakdown
A 0–100 behavior score. Income, cash balance, and goal size do not earn points.
Goal Pace · 35%—
Consistency · 30%—
Smart Choices · 20%—
Improvement · 15%—
⌂HOME◎GOALS♧SQUAD✦COACH●ME
Are you sure?
This will permanently clear your Level Up history and reset the app. This can’t be undone.
Add a Goal
Create another reason to save.
Edit Goal
Change the goal without rebuilding your plan.
Money In / Out
Update your real-world money.
Put some of this money toward a goal?
Anything you don't allocate stays Available to Spend.
Add Planned Expense
Tell Level Up about spending you know is coming.
Can I Afford It?
We'll show the goal tradeoff.
Invite to Squad
Level Up will email a private invitation link. They join only after accepting.
Accept Squad Invite
Paste the private invite code you received.
Beta Feedback
Quick notes from the exact moment something stands out.